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Payment Processing

Simple and secure payment processing

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Save money on fees and add a passionate payment processing team to your business

Saving merchants up to 35%*

Stop wasting money on high credit card processing fees that aren’t serving your business. We deliver the best rates by offering both interchange and tiered pricing based on your projected monthly volumes. For businesses with a consistent and similar customer base, flat rate pricing may the best choice, for companies that process a variety of credit cards on a consistent basis, interchange may be best. It depends on your unique business, and we love burning the midnight oil to figure out what’s best for you

When you partner with Tidal, we really treat it like a partnership. We become your payment processing advocate — always searching for ways to pass savings onto you and your business as it grows

It’s world-class payment processing with a custom touch

Get started

* claims based on average historical merchant savings from 5/10/16 - 2/17/17.

More than just a payment processing company

We thrive off of honesty, transparency, and innovation. We didn’t build this business to sit around and not consistently serve our merchants. Here are just some of the payment processing features we offer:

  • Get set up in no time. Opt out anytime you want

    With support for almost all POS systems, switching to Tidal is super easy, and we don’t lock you into any shady contracts. We should earn your business month in and month out, and if we fail to do that, that’s on us

  • Quick and secure deposits

    No more waiting weeks for deposits to clear. For all of your accepted payment types, see bank deposits in as little as two business days

  • Protect your business and customers

    We take fraud very seriously, and reducing fraud builds customer trust and saves you money. We’re always updating our security measures with the latest tech and doing our best to reduce fraudulent chargebacks and protect your customer’s information

Accept any and all payment types

Customers want flexibility. They don’t want to think about what type of payment you support; they just want to pay the way they’re used to. Tidal supports virtually all payment types including Apple pay, Android Pay, NFC, Chip, and more

Simplified pricing


1.99%¹ + 20¢

Per transaction


24/7 US-based tech support

Apple Pay & Android Pay support

Compatible with most gateways

Compatible with most POS systems

Chargeback assistance

Get started

¹1.99% applies to qualified swiped, dipped and key entered transactions. 1.50% non-qualified surcharge assessed on interchange qualifications including but not limited to: international, world, enhanced, business, purchasing and commercial cards. Visa FANF fee and MC Location Fee assessed as pass through at current rate. Monthly fee $15. Process over $75,000/mo or prefer IP Plus pricing? Contact us.

Interchange plus


.25% + 25¢

Per transaction


24/7 US-based tech support

Apple Pay & Android Pay support

Compatible with most gateways

Compatible with most POS systems

Chargeback assistance

Get started

IP Discount Rate(s) indicated applies to Visa/MC/Discover Credit, Visa/MC/Discover Debit, and American Express Opt Blue Cards. Card Association Interchange Fees are passed through at cost. Card Association Assessments and Fees including but not limited to Visa Misuse, MC PIF, CrossBorder, International Service, Zero Floor Limit, AVS, DS Network Auth, Transaction Integrity, MC Acquirer’s License, AMEX Network fee, Visa FANF and MC Location Fee are passed through at Card Association’s then current rates. For a full explanation of each fee type and when each may apply, Contact us.

Michael, Owner, Map Therapy

I saved 33% on all my merchant activity... As a small business, this means a lot! The service I received during my transfer was outstanding! Thank you... and I will be sending many other businesses your way.

Let us show you what you could save

We don’t just talk the talk. When was the last time you had your statement checked? Let us take a look and show you exactly how and why you could be saving with Tidal. It’s quick and secure — we hop in, look at the numbers, hop out, and hand you a complete payment analysis.

No commitments. No headaches.

We’ll give you the information you need to make the right decision, and that’s it

Check if we're compatible with your existing point of sale system

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Switching from another payment processing company and want to see if what you're using is compatible with us? Our merchant solution specialists can help! See if your existing POS system is compatible with us.

Need to look around a bit more?

Settling on a solution can be difficult, but we're here to help.

We don't mind if you have a look around first. 😊

Make the switch and start saving today 💰

Start saving on credit card processing fees. Get in touch with us today and request your free statement review, we'll show you how much you could be saving with us.

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