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Flexible merchant lending for today’s fast-paced business
Fund your business with an easy to acquire loan. Minimize the time spent trying to receive funding from banks. Receive funding up to $500K with a term up to 18 months!
Easy pay off
Payments are as easy as making sales. Loan repayment is based on daily transaction volume.
Funding up to $500k
Receive what you need to get your projects off the ground.
Once approved, receive your funding generally within two days.
Repayment as easy as running your business
Once you receive your funds, there's nothing else you need set-up, other than continue business as usual! Repayment is based on a percentage of your daily credit card sales.
Process credit cards
Accept your credit cards like you normally would.
A fixed percentage is withheld from all card sales.
No set term
Repayment amount fluctuates based on cash flow.
Easy application and approval process
Let us know how much you need, provide just a few documents and you’re almost in! Get approved and funded within 3 days and start putting your loan to good use.
At least 3 months in business
Just opened? No problem. You can still receive merchant funding.
$5,000 minimum monthly credit sales
Pay off your loan from your monthly credit card sales.
Existing Tidal Merchant
Not an existing merchant of ours? We can fix that. Get started today to learn more.
Meeting requirements does not guarantee funding.
Use your funds as you like
Put your funding towards opening a new location, hiring new employees or expanding your marketing. Your funds can be used however your business needs.
Fund your restaurant
Need help starting a renovation? Hiring a new chef? Or just reaching out to your clients with marketing?
Fund your retail store
Need a new POS? Want to hire more staff? Market more? Start with a loan and expand your business!
Fund your clinic
Hiring more staff? Updating old equipment? Renovating your clinic? All this and more is possible with a little help. From us!
Support you can count on
Your flexible loan comes with a dedicated account manager so you know who to talk to for help and support with your billing or funding options.
Let’s grow your business together
Call or fill out our form online. Our sales team will be happy to walk you through the merchant lending process. We'll show you how our merchants take advantage of our merchant loans.