What's a PCI QSA

What Does a PCI Certified QSA Do?

What exactly is a PCI certified QSA? Should I hire one for my business? Perhaps these are questions you have asked yourself. Knowing what exactly they do and if they are necessary can be a complicated affair. However, if you are interested in learning more about PCI certified QSAs, you have come to the right place. We hope this will be a helpful and informative resource for you and will give you the information necessary to determine for yourself whether or not a PCI certified QSA is right for you. What is a PCI Certified QSA? A PCI certified QSA (qualified security assessor) is an individual who handles compliance auditing and consulting in the payment card industry. A PCI certified QSA assesses a business that deals with credit card data to ensure that they meet the necessary requirements of the PCI Standard. These security assessors must meet specific requirements in…

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Secure EMV Chip Cards

Protecting Your Business and Cardholders With EMV

Business owners around the world rushed to update their payment terminals to accept cards with EMV before the 2015 deadline. If you own a restaurant or retail store you’re probably familiar with the term EMV. However, many people don’t understand how the technology works. Are you curious about how it can help your business? Here is some basic information about EMV cards and how it can help protect your business. What is EMV? EMV is a new payment standard for merchants around the world. The term EMV refers to Europay, MasterCard, and Visa, the payment processing¬†companies that developed the system.¬†They created the technology to create a safer shopping experience for consumers and merchants. Cards with EMV or “chip cards” have an embedded electronic chip on the front that allows customers to process transactions securely. How Does EMV Work? First, customers have to insert their EMV card into the store’s payment…

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Key Entered vs EMV

Why You Should Never Key in Transactions

We have all been in those situations where we are ringing up a transaction and the card reader, for whatever reason, will not process the customer’s card. This can be a real annoyance and so we are relieved when at this time, we remember that we can simply key in the card and complete the transaction. Seems innocent enough, right? The truth is, this is actually costing you more than you probably realize. If you are a business owner who deals with processing credit card payments at a checkout, you need to be aware of the dangers of doing this and know why you should never key in a transaction. How Credit Card Fees Work When it comes to the subject of keying in credit card transactions, we first need to get some background and take a look at how credit card fees work. From the perspective of the payment…

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