Credit Card Decline Reason Codes Explained

Credit Card Declined Reason Codes Explained

Declined credit cards are a common occurrence in any business environment, but it is especially common in B2C, high-transaction volume companies.

Whatever point-of-sale system you use, it should deliver a specific code number along with the decline receipt, but that won’t help give you the “why” without having the definitions to those codes.

Having these on hand helps you provide better customer service by way of a more thoughtful and thorough explanation.

We’ve compiled a list of the most common denial reasons below, and if you cannot find the code here, we recommend contacting your POS provider directly.

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